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Switch with confidence, take the confusion out of finding the Best Deal (1E14/1) / Credit Rating

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uSwitch is a free, impartial online and phone based comparison and switching service that helps customers compare prices on a range of services including gas, electricity, home phone, broadband providers and personal finance products.

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Weigh up to date credit report data. You need to watch out for arrangement fees too many of the cheapest deals carry fees of over 1, 000, which makes them reducing the amounts they charge.

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Home Information Packs Sign up to uSwitch.com free emails today Sign up to uSwitch.com free emails featuring the latest money deals and ideas. These are variable-rate mortgages, but ones which are linked directly to the base rate. For example, a tracker mortgage could offer the base rate plus one per cent. Capped rate mortgages

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Many people are switching their credit card balances and reaping the rewards of a better deal. Transferring your balance can be an effective way to reduce your charges. The best credit card deal for you would have a 0% balance transfer rate and a low interest rate. There are many different credit cards to choose from that offer an introductory 0% interest rate. Some may have interest free periods as long as 12 months.


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It also says that ten credit cards had higher balance transfer fees. Samantha Owens, head of personal finance at Moneyfacts, said that rates and fees would "probably not" fall in 2008 although there might be "the odd provider who comes out with a good balance transfer deal". "The credit card market has been offering really good deals and low rates for such a long time, and obviously with the credit crunch coming in, [they have] had to reduce their fees.

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