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SafeDriving 2008 Average Test Scores by State Text Size: A A A improve credit rating

Where are America s Least Knowledgeable Drivers Nearly 18 Million Americans Would Fail a State Drivers Test GMAC Insurance 2008 National Drivers test driver knowledge by state

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Top Driving Mistakes that Cause Crashes| National Driver s Test | GMAC Insurance

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SafeDriving 2008 Top Driving Mistakes Text Size: A A A free credit rating report

Top Driving Mistakes that Cause Crashes 1. Multi-tasking While Driving

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State Rankings Overview | National Driver s Test | GMAC Insurance

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SafeDriving 2008 State Rankings Overview Text Size: A A A good credit rating

2008 GMAC Insurance National Drivers Test State Rankings Overview

Where are the most knowledgeable drivers in the nation The following is a complete list of state rankings for the GMAC Insurance National Drivers Test, comparing results from the past four years. credit score rating chart

Most Knowledgeable Drivers in US | National Driver s Test | GMAC Insurance

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SafeDriving 2008 Press Release with Study Results Text Size: A A A good credit rating score

33 Million Licensed Americans May be Unfit for Roads, According to Fourth Annual GMAC Insurance National Drivers Test Most Knowledgeable Drivers in Kansas, Least Knowledgeable in New Jersey ST. LOUIS, MO. (May 22, 2008)

Results from the 2008 GMAC Insurance National Drivers Test released today found that 16.4 percent of drivers on the road amounting to roughly 33 million licensed Americans would not pass a written drivers test exam if taken today. The fourth annual survey, which polled 5, 524 licensed Americans from all 50 states and the District of Columbia, is designed to gauge driver knowledge by administering 20 actual questions taken from state Department of Motor Vehicles (DMV) exams. Kansas drivers ranked first in the nation, with an average test score of 84.0 percent; New Jersey drivers ranked last, with an average score of 69.9 percent. poor credit rating loan

Overall, findings from the 2008 survey indicate that an alarming number of licensed Americans continue to lack knowledge of basic rules of the road. While the national average score improved slightly to 78.1 percent (from 77.1 percent in 2007), in general, geographical regions ranked similarly to previous years, with the lowest average test scores in the Northeast. Across the board, respondents continued to have difficulty on questions about yellow lights and safe following distances. Eighty-four percent could not identify the correct action to take when approaching a steady yellow traffic light, and 73 percent could not properly identify a typical safe following distance from the car in front of them. bank credit rating

Additional key findings from the 2008 GMAC Insurance National Drivers Test include: credit card for poor credit

• With Age Comes Wisdom: The older the driver, the higher the test score. Drivers 35+ years old were most likely to pass. business credit rating

• While average test scores between the genders were similar, women were more likely to fail the test than men (20 percent versus 13 percent) moodys credit rating

• The Northeast had the lowest average test scores (76 percent) and the highest failure rates (19.8 percent) credit card with bad credit

• The Midwest had the highest average test scores (81 percent) and the lowest failure rates (11 percent) personal credit rating

• Kansas replaced Idaho s 2007 ranking as most knowledgeable; New Jersey replaced New York s 2007 ranking as least knowledgeable unsecured loan for bad credit

• New York, New Jersey, the District of Columbia and Massachusetts ranked within the last five places for the past three years credit rating company

• Fortunately, nearly all respondents (98 percent) know what to do when an emergency vehicle with flashing lights approaches, what to do when hydroplaning and the meaning of a solid yellow line. canadian credit rating

It s encouraging to see that scores are beginning to get better, but there is still a lot of room for improvement, said Wade Bontrager, vice president, marketing, GMAC Insurance. To do this, we all need to make safety our top priority, review the basic road rules and put them into practice every day. By announcing these results and offering a venue to learn proper procedures, it s our goal to help people become more knowledgeable, and therefore safer, drivers. credit union rating

Survey Says: Test Standardization is Key

In addition to the 20-question DMV exam, GMAC Insurance posed subsequent questions exploring drivers opinions on the current testing process. Bontrager said that each year, people write in asking why there isn t a standard, national written drivers test. While each state has their own rules and regulations, we wanted to find out what people really think about the whole process, he said. We asked if testing should be standardized, if rules should be the same in every state, if you should have to retake an exam, and if so, after what age and how often. While this is sure to spark a healthy debate, it s all in the name of bringing safe driving procedures to the forefront in our minds. corporate credit rating

These findings reveal: credit rating fix

• Approximately three in five (58 percent) believe that permit or license applicants should be required to take a standard, national written driver s test with questions applying to all 50 states bad credit loan personal

• Seventy-eight percent believe that each state should have the same basic traffic safety regulations, such as speed limit, parking regulations and pedestrian right-of-way credit how improve quickly

• Approximately two in three (63 percent) believe that drivers should be required to re-take the DMV road test after a certain age; 87 percent of those respondents believe it should be no earlier than age 60, and 41 percent think the test should be retaken each year fico credit rating

36 PA 39 SC 40 VA 41 RI 42 MD 43 WV 44 LA 45 HI 46 MS 47 GA 48 MA 49 NY 50 DC 51 NJ. Think You re Smarter than the Average Driver GMAC Insurance encourages the public to put their skills to the test at www.gmacinsurance.com. Play a quirky driving game, take the written test itself, compare your score to the national average and challenge friends to top your score. Also, see how your state ranked in previous years and, most importantly, brush up on safe driving tips. improving credit rating

The GMAC Insurance survey was administered by TNS, a leading market information resource and the world s largest provider of custom research and analysis. TNS also is a leader in social and political polling and a top supplier of consumer panel, media intelligence and Internet, and TV and radio audience measurement services. The national sample was comprised of 5, 524 licensed drivers in the United States, aged 16-60+, balanced to the latest U.S. Census data and included at least 100 respondents from each of the 50 states and the District of Columbia. Seventy percent or higher was considered a passing test score. For more information about TNS, please visit www.tns-us.com. mortgage credit rating

For more information about GMAC Insurance and to find a local independent agent, call. 877-468-3466 or visit www.gmacinsurance.com. 2008 GMAC. All rights reserved. Learning Center average credit rating

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will keep you and your passengers safe. Learn more.. Turning on headlights during the day reduces the risk of an accident. Learn more.. GMAC SmartEdge can help you understand auto financing. Learn more.. T C / Privacy Policy | Insurance Fraud | CA Licensing | Careers | Newsroom | Contact Us | Sitemap. loan for people with poor

2008 GMAC Insurance National Drivers Test Methodology | National Driver s Test | GMAC Insurance

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SafeDriving 2008 Methodology Text Size: A A A find credit rating

2008 GMAC Insurance National Drivers Test - Methodology

GMAC Insurance conducted an online survey to test driving knowledge among the licensed American driving population. The study was administered by TNS using the company s proprietary research platform. The survey was composed of two parts. First, a multiple choice test simulated a standard written drivers test, with questions taken verbatim from Department of Motor Vehicle (DMV) tests (but not state specific). The second part evaluated knowledge of the rules of the road, as well as behavioral responses to driving situations. Following completion of the survey, respondents were given their score on the 20 drivers test questions. increase credit rating

Analysis was conducted across age group, gender, ethnicity and state/geographical region. 2008 GMAC. All rights reserved. Learning Center credit rating uk

Did You Know Curfews

can save lives. Learn how.. Need to fix your credit GMAC SmartEdge can help show you how. Learn more.. When school s out, accidents aren t. Safe driving requires year-round attention and practice. Learn more.. T C / Privacy Policy | Insurance Fraud | CA Licensing | Careers | Newsroom | Contact Us | Sitemap. free credit rating canada

GMAC Fact Sheet | National Driver s Test | GMAC Insurance

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SafeDriving 2008 GMAC Fact Sheet Text Size: A A A credit rating numbers

GMAC Insurance Fact Sheet Founded

1939 and is now part of GMAC Insurance, a subsidiary of GMAC Financial Services. credit find fix it rating

Overview

An integral part of GMAC Insurance, the Personal Lines group is a provider of nonstandard, standard and preferred automobile insurance and homeowners insurance. The business unit focuses on selling insurance products for cars, trucks, RVs, motorcycles, commercial vehicles and specialty/modified vehicles. GMAC Insurance Personal Lines sells insurance through over 10, 000 independent agents across the United States, directly to the public with dozens of affinity and GM partners, and through its online service at gmacinsurance.com. free credit rating score

On Nov. 30, 2006, General Motors sold a 51 percent controlling interest in GMAC to a consortium of investors led by Cerberus FIM Investors. In March 2008, GMAC announced a plan to dividend out 100 percent of the voting interest in GMAC Insurance Holdings to GMAC s current shareholders, FIM Holdings, which is controlled by Cerberus FIM Investors, and General Motors. GMAC will continue to hold 100 percent of the economic interests in GMAC Insurance. company credit rating

Strengthened by the company s ownership structure, GMAC Insurance is able to pursue new business opportunities going forward. Today, GMAC Insurance Personal Lines offers full-service insurance solutions for nearly all automotive brands and models in 47 states, as well as homeowners insurance. loan for people with bad

GMAC Insurance 2007 Total Revenue $4.9 billion. fixing credit rating

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St. Louis, Missouri Winston-Salem, North Carolina Atlanta, Georgia credit get rating

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Anne Houseman CerconeBrownCurtis 617-248-0680 x33 2008 GMAC. All rights reserved. Learning Center credit online rating

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Executive Summary | National Driver s Test | GMAC Insurance

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SafeDriving 2008 Executive Summary Text Size: A A A credit rating in canada

2008 GMAC Insurance National Drivers Test Executive Summary

As Memorial Day Weekend kicks off the summer driving season, results from the fourth annual GMAC Insurance National Drivers Test indicate that too many licensed drivers lack basic driving knowledge. A pool of 5, 524 survey participants representative of the US Census drawn from all 50 states and the District of Columbia completed 20 questions taken from actual written Department of Motor Vehicles (DMV) tests. The results were eye opening. fitch credit rating

• If taken today, 16.4 percent of drivers on the road amounting to roughly 33 million licensed Americans would not pass a written drivers test exam credit rating definition

• The national average score was 78.1 percent credit range rating

• Kansas drivers ranked first in the nation (average score of 84.0 percent; New Jersey drivers ranked last (average score of 69.9 percent) credit rating insurance

• With Age Comes Wisdom: The older the driver, the higher the test score bad credit rating repair

• While average test scores between the genders were similar, women were more likely to fail the test than men (20 percent versus 13 percent) fico score credit rating

Regional Rankings

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• Rankings upset: Kansas replaced Idaho s 2007 ranking as most knowledgeable in the nation; New Jersey replaced New York s 2007 ranking as least knowledgeable bond credit rating

• In general, geographical regions ranked similarly to previous years: New York, New Jersey, District of Columbia and Massachusetts ranked within the last five places for the past three years equifax credit rating

• The Northeast had the lowest average test scores (76 percent) and the highest failure rates (19.8 percent) credit loan rating score

• The Midwest had the highest average test scores (81 percent) and the lowest failure rates (11 percent) aaa credit rating

• Oregon, which came in first place for the first two years of the test, has dropped to eighth place in 2008, with an average score of 80.9 percent credit card company rating

• Wyoming and Nebraska have risen in rank to the second and third place up from 11 and 12 last year respective credit rating system

Stumpted Questions: Where America is Lacking

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• Eighty-four percent could not identify the correct action to take when approaching a steady yellow traffic light, and 73 percent could not properly identify a typical safe following distance from the car in front of them check your credit rating uk

• Nearly half (47 percent) don t know how many feet to signal before making right or left turns repairing credit rating

• Forty-three percent are unaware of the meaning of a diamond-shaped sign (warning sign) credit rating australia

• Fortunately, nearly all respondents (98 percent) know what to do when an emergency vehicle with flashing lights approaches, what to do when hydroplaning and the meaning of a solid yellow line. credit rating information

Survey Says: Test Standardization Preferred

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• Approximately three in five (58 percent) believe that permit or license applicants should be required to take a standard, national written driver s test with questions applying to all 50 states bankruptcy credit rating

• 19 percent do not believe there should be a standard test credit card reward rating

• 20 percent are undecided free online credit rating

• Three percent say it doesn t matter credit risk rating

• Males were more likely to respond in favor of standardization than females unsecured loan for poor credit

• Nearly two-thirds (78 percent) believe that each state should have the same basic traffic safety regulations, such as speed limit, parking regulations and pedestrian right-of-way r9 credit rating

• 11 percent do not believe each state should have the same regulations country credit rating

• 10 percent are undecided credit rating service

• One percent say it doesn t matter experian credit rating

• Approximately two in three (63 percent) believe that drivers should be required to re-take the DMV road test after a certain age canada credit free in rating

• 19 percent do not believe a retest should be required check credit report rating

• 17 percent are undecided credit history rating

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