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checkmyfile - Credit reference, Credit file, Credit score, Rating (3) / Credit Rating
Information at your fingertips - your credit score, credit rating and neighbourhood data all for free, plus online credit reports, expert credit file analysis and monitoring.
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Platinum Affiliate Program Terms and ConditionsThese terms and conditions apply to the checkmyfile Platinum Affiliate Program (the Program ) and are subject to the law of England. By applying for participation in the Program you agree to be bound by these terms and conditions. check credit rating
The following words and expressions shall have the following meanings: we us and our means Credit Reporting Agency Limited of 13 High Cross Truro TR1 2AJ, a company registered in England, number 3719598 you and your the applicant, and if accepted by us, the affiliate checkmyfile the website located at http://www.checkmyfile.com improve credit rating
Your website the website, as specified in your application and operated by you, on which you intend to place a link to checkmyfile Intellectual Property any current and future intellectual property, including but not limited to copyrights, trade marks (whether registered or not), trade names (whether registered or not), domain names, rights in logo design, inventions, confidential information, trade secrets and know-how including commercial know-how, design rights, patents, credit scoring models, other expert systems, all rights of whatsoever nature in computer software and data, rights in databases, privacy rights and all intangible rights and privileges of a nature similar, analogous or allied to any of the above in every case in any part of the world and whether or not registered, including all granted registrations and all applications for registration, all renewals, reversions or extensions, the right to sue for damages for past infringement and all forms of protection of a similar nature which may subsist anywhere in the world credit online rating report
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Accepting you on the checkmyfile Platinum Affiliate
Program
To be accepted as a Platinum Affiliate Program Affiliate you must first apply as described on our website by emailing us at richard@checkmyfile.com with your full website URL address, your full postal address, your VAT status (and VAT registration number if appropriate) and a brief description of where on your website you wish to place the link to us. Once your application has been evaluated we will notify you of acceptance or rejection by e-mail. Your acceptance will then bind you to these terms and conditions which thereafter may be referred to as his Agreement We reserve the right to reject any application at our sole discretion. Amongst other things, we may reject your application if your website contains any material deemed by us to be inappropriate, including any that contains any reference to credit repair or any other unlawful activity, or appears to breach the Intellectual Property rights of us or any other third party. credit score rating scale
We reserve the right to reject your application without providing you with a reason and to terminate this Program immediately, at any point after acceptance, if we subsequently determine your website to be unsuitable for the Program. You agree without reservation that we shall not be liable for any loss of income, profits or other cost upon rejection or termination. bad card credit credit people
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Links
Upon acceptance into the checkmyfile Platinum Affiliate Program we will send you a page of banners and uniquely tagged URLs to enable you to create links from your website to checkmyfile. We may change the choice of banners from time to time and you agree to change the banner displayed on your website within 7 working days of notification to an appropriate alternative if we withdraw a banner at any time and within 1 working day if we advise that the change is urgent. free credit rating report
We grant you a revocable, personal, non-transferable, non-exclusive, worldwide, royalty-free licence for the duration of the term of this Program, solely for purposes of facilitating referrals from your website to checkmyfile, to establish and maintain the banners or text links to enable you to refer visitors to checkmyfile. credit rating scale
Except for the licence granted here, you do not acquire any rights under this Program in any Intellectual Property, including, without limitation, any intellectual property with respect to the link formats, banner art or any copy supplied by us, or to the checkmyfile.com domain name. You may not modify any of the Intellectual Property that we provide you with in any way, including without limitation the size, colour or format of our logos or graphics. bad credit rating
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Credit file sales
We will be responsible for the processing and fulfillment of all orders for credit files placed by customers who follow the links from your website to checkmyfile. We reserve the right not to supply credit files where we are not satisfied as to the bona fides of the customer for any reason, and you acknowledge that the security of personal information is always of paramount and over-riding importance. All sales made by customers who purchase credit files using links from your website to checkmyfilewill be tracked by us and we will email you regular reports as described below. The format and content of tracking reports may be varied from time to time at our sole discretion. To permit accurate tracking of referrals and the payment of the correct commissions, you must regularly check your website to ensure that the links between your website and checkmyfile are precisely in the format we require. You must also ensure that you check our tracking reports carefully and report to us any suspected omissions errors or duplications promptly. We will not be liable for paying Affiliate Commissions on any sale that is not correctly tracked and reported because the links between your website and checkmyfile are not correct. credit rating agency
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Affiliate Commission
You will earn an Affiliate Commission of .50 (inclusive of VAT) for each valid credit file subscription (for the avoidance of doubt this is the purchase of Unlimited Access to Triple Agency Reports) sold to a customer who links from your website to checkmyfile prior to placing their order ( Affiliate Commission ). For each valid single purchase of a credit file or credit score you will earn an Affiliate Commission of 20% (inclusive of VAT) of the purchase price, such credit file or credit score having been sold to a customer who links from your website to checkmyfile prior to placing their order. Together these earnings shall be referred to as Affiliate Commission . credit rating canada
Your Affiliate Commission shall be adjusted in the event that a purchase made by a customer via the link from your website is subsequently cancelled for whatever reason, (such as a charged back credit card or PayPal payment, unpaid cheque or failed standing order) or, if the sale relates to a subscription product, a customer cancels their subscription prior to payment of the second quarterly payment, as in all such instances you shall not be entitled to an Affiliate Commission. bad credit mortgage rating
We will use our best endeavours to track any purchases made by customers made by telephone after visiting your website and to report to you such activity and pay the appropriate Affiliate Commissions. Other than this, we shall not pay Affiliate Commission on any credit files that are purchased by a customer if they enter checkmyfile directly during a browser session in which they have not first followed a link to checkmyfile from your website. Further, we will not pay Affiliate Commissions on any credit files purchased from any site operated by us other than checkmyfile. You will not be eligible for Affiliate Commissions on customer orders for any products or services purchased other than UK credit files. good credit rating
We will pay you Affiliate Commissions on a monthly basis in arrears. Within 7 working days following the end of each month, we will send to your nominated bank account by BACS a payment for the Affiliate Commissions earned during the preceding month. If the commissions payable to you for any month are less than 0.00, we will hold those commissions on account until the subsequent month end that the total amount due has exceeded 0.00 or (if earlier) until this Program is terminated by us. If a credit file sale that has generated an Affiliate Commission is subsequently cancelled, we reserve the right to deduct any Affiliate Commission already paid from your next monthly payment or if there is no subsequent payment for six months, we will send you an invoice for the commission. We reserve the right to withhold an Affiliate Commission relating to any credit file sale if, in our reasonable opinion, there exists the likelihood of a credit or debit card issuer, bank or PayPal subsequently requesting money to be charged back or refunded. credit score rating chart
You authorise us to self-bill for all the above Affiliate Commissions under your VAT number until revoked by you and acknowledged in writing by us. If you inform us that you are VAT exempt you warrant that you are neither registered nor are you liable to be registered in respect of VAT and you indemnify us against any losses arising from any breach of this warranty. In the event that you later become liable to be registered in respect of VAT you shall inform us immediately and supply us with your VAT number. credit mortgage rating poor
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Tracking reports
Twice each month we shall provide a report detailing the total credit files sold as a result of referrals from your website that have occurred during that month, the total Affiliate Commissions earned and a breakdown of subscription income and single credit file income. The report will not include personal data (such as the name of the customer) or detailed traffic information (such as precise time of visit or number of page impressions). good credit rating score
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Nature and Purpose of Program
The Program is intended solely for the purpose of enabling users of your website to gain access to checkmyfile. You or any of your employees, agents, independent contractors or representatives shall not be entitled to buy credit files to resell to consumers. You agree not to engage in, participate in, or assist in the reselling of credit files generally. poor credit rating loan
You may not purchase credit files through the Program for your own commercial use including without limitation for use in competitions or promotions. In addition to any other rights we may have, such purchases may result (at our sole discretion) in the termination of your participation in this Program. bank credit rating
You may not directly or indirectly induce any person or entity into using the links from your website to checkmyfile by offering consideration or incentive without our prior written permission. Without limitation to any other rights we may seek to enforce, we reserve the right to terminate this Program immediately if we determine, in our sole discretion, that you have offered any person or entity any such consideration or incentive without seeking and obtaining such permission. credit card for poor credit
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Customer terms and conditions and credit file
pricing
Customers who purchase credit files through this Program or who register to use the services of checkmyfile will be customers of Credit Reporting Agency Limited. Accordingly, our standard terms and conditions concerning the use of checkmyfile will apply to those customers, which may be changed form time to time. We shall determine the prices to be charged for credit files sold under this Program in accordance with our own terms and conditions and our agreements with our suppliers. Credit file prices and availability may vary from time to time and we shall use our reasonable endeavours to keep you advised of any change. Because price changes may affect credit files that you may already have listed on your website, you agree promptly to amend any price information you may have provided on your website. We will use commercially reasonable efforts to present accurate information, but we cannot guarantee the availability or price of any particular credit file. All personal details of customers that each of us collects shall be owned exclusively by the party that has collected the data and the other party shall not be entitled to access or use that personal data in any way. business credit rating
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Limited Licence
We shall retain all right, title and interest in all Intellectual Property provided to you under this Program subject to a limited non-exclusive, non-transferable licence necessary to perform this Program. We grant you a royalty-free, non-exclusive, non-transferable licence, during the term of this Program, to include the Intellectual Property that we provide to you under Clause 2 solely in connection with the Program. moodys credit rating
You shall use the Intellectual Property only as provided, and shall not alter the marks in any way, nor shall you act or permit action in any way that would impair our rights in our Intellectual Property. You acknowledge that your use of our Intellectual Property shall not create any right, title or interest in or to such Intellectual Property. We shall have the right to monitor the quality of your use of our Intellectual Property. You may not alter or remove any proprietary notices from our Intellectual Property. Any goodwill accruing from the use of such Intellectual property shall inure to us. credit card with bad credit
We may revoke your licence at any time by giving you written notice. personal credit rating
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Your website
You will be solely responsible for the development, operation, legal compliance and maintenance of your website and for all materials that appear on your website. For example, you will be solely responsible for the technical operation of your website and all related equipment; creating and posting credit file descriptions on your website and linking those descriptions to checkmyfile using the links and unique URLs provided by us, the accuracy and appropriateness of materials posted on your website (including, among other things, all credit file-related materials) ensuring that materials posted on your website do not breach or infringe upon the rights of any third party (including, for example, copyrights, trademarks, privacy or other personal or proprietary rights); ensuring that materials posted on your website are not defamatory or illegal. We disclaim all liability for these matters. Further, you will indemnify and hold us harmless from all claims, damages and expenses (including, without limitation, legal commissions) relating to the development, operation, maintenance and contents of your website. unsecured loan for bad credit
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Term of the Agreement
The term of this Program will begin upon our acceptance of your online application and will end when terminated by either party. Either you or we may terminate this Program at any time, with or without cause, by giving the other party written notice of termination. Should we wish to terminate this Program we will send you an e-mail to the e-mail address you provide to us and a letter confirmation to the postal address you provide to us. You must immediately inform us in writing at the address below if your address changes. In the event that you wish to terminate this Program, you can do so by sending an e-mail to richard@checkmyfile.com and a confirmation letter to checkmyfile Platinum Affiliate Program, Credit Reporting Agency Limited, 13 High Cross, Truro, TR1 2AJ. Termination of this Program is without prejudice to either party s rights and remedies accruing up to the time of termination. You are only eligible to earn Affiliate Commissions on sales of credit files occurring during the term and Affiliate Commissions earned up to the date of termination will remain payable only if the related orders are not cancelled or returned. We may withhold your final payment for a reasonable time to ensure that the correct amount is paid. Upon termination of this Program, you must promptly return to us, or at our request, destroy any and all of our Intellectual Property or proprietary property, information and/or materials in your possession and, subject to receiving written consent to the contrary from us, remove all hypertext links to our site from your website. credit rating company
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Amendment
We may amend any of the terms and conditions contained in this Program, at any time and at our sole discretion. In the event that these terms and conditions are amended we will send you an e-mail with the amended terms and conditions and confirming when they will take effect. We will also post the amended terms and conditions on checkmyfile. Amendments may include, for example, changes in the scope of available Affiliate Commissions and/or the amounts of Affiliate Commissions payable. If any amendment is unacceptable to you, your only recourse is to terminate this Program. Your continued participation in the Program following our posting of a change notice or new terms and conditions or an amended Agreement on checkmyfile will constitute binding acceptance of the change. canadian credit rating
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Limitation of Liability
Neither we nor any of our suppliers will be liable for indirect special or consequential damages (or any loss of revenue, profits or data) arising in connection with this Program, even if we or any of our suppliers have been advised of the possibility of such damages. Further, to the fullest extent permitted by law, our and our suppliers collective aggregate liability arising with respect to this Program and the Program will not exceed the total Affiliate Commissions paid or payable to you under this Program over the 12 month period prior to notification to us of the act or omission giving rise to the liability occurred. credit union rating
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Disclaimers
To the fullest extent permitted by law, neither we nor any of our suppliers makes any express or implied warranties or representations with respect to the Program or to the accuracy, completeness or suitability of any credit files or credit scores sold through the Program (including, without limitation, warranties of fitness, merchantability, non-infringement or any implied warranties arising out of a course of performance, dealing, or trade usage), and the same are hereby excluded. In addition, neither we nor any of our suppliers makes any representation that the operation of checkmyfile will be uninterrupted or error-free and none of us will be liable for the consequences of any interruptions or errors. corporate credit rating
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Warranties and other miscellaneous
provisions
You warrant and represent to us that: credit rating fix
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you have the right and authority to enter into this Program and you have all necessary rights to perform your obligations under this Program; bad credit loan personal
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entry into this Program does not breach any other agreement to which you are party; and credit how improve quickly
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that there is nothing of a libelous or defamatory nature on your website and there is nothing on your website which is likely to bring checkmyfile or any of its suppliers into disrepute and you further warrant that you will continue to ensure that this representation shall continue during the term of this Program and shall survive termination of this Agreement. fico credit rating
Each party is an independent contractor and not an agent or partner of, or joint-venturer with, the other party for any purpose. Neither party by virtue of the Agreement shall have any right, power, or authority to act or create any obligation, express or implied, on behalf of the other party. improving credit rating
You may not make any press release with respect to this Program or your participation in the Program without our prior written permission which shall not be unreasonably withheld. Our failure to enforce your strict performance of any provision of this Program will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Program. If any provision of this Program is held to be unenforceable by a court of competent jurisdiction, in such jurisdiction, this Program shall be construed as if such unenforceable provision had never been contained herein and the remainder of this Program shall remain in full force and effect. mortgage credit rating
In the event of a dispute between us regarding any aspect of this Agreement or regarding the rights and obligations of either party, either party may first submit the dispute to a mutually agreed umpire in accordance with the Arbitration Act 1996 or any subsequent amendments to that law. average credit rating
You may not assign this Program without our prior written consent. Subject to that restriction, this Program will be binding on, inure to the benefit of and enforceable against the parties and their respective successors and assigns. loan for people with poor
This Program does not create any right under the Contracts (Rights of Third Parties) Act 1999 that is enforceable by any person who is not a party to it. The terms specified in this Program are governed by the laws of England and Wales and the parties submit themselves to the exclusive jurisdiction of the English courts. bureau credit rating
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