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Up to $2, 000 at no extra cost² (higher limits available). debt consolidation and credit

* Variety of Discounts

Anti-lock brake, association, cruiser, GM/GMAC, homeowner, safe-rider, multi-cycle, multi-policy, safety/MSF course, and transfer/renewal discounts are available.³ check credit rating

* Our SmartParts Promise

Guaranteed use of Original Equipment Manufacturer (OEM) parts in collision repairs at no extra charge, not aftermarket parts that could compromise your warranty.⁴ improve credit rating

* Medical Coverage

Available with no deductible. * 24/7 Claims Reporting Most minor claims are paid within 48 hours. * Motorcycle Safety We offer a discount for cyclists who complete a motorcycle safety course, and we provide FREE Helmet Coverage. Get more Motorcycle Features Benefits and compare us to other insurers. credit online rating report

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The following do not qualify for coverage: ATCs, extensively modified or turbocharged bikes, business, racing and commercial-use bikes. ²Up to $5, 000 at no extra cost in North Carolina only. Coverages not available in all states. ³Discounts vary by state and according to type of policy. ⁴This guarantee does not extend to radiators, windshields, and routine maintenance parts, such as batteries, spark plugs and oil filters. credit score rating scale

Eligibility, benefits, discounts and coverages vary by state Underwritten by these member companies of the GMAC Insurance Group: Integon Specialty Ins. Co., Integon Indemnity Corp., Integon General Ins. Co., New South Ins. Co., Integon Preferred Ins. Co., Integon National Ins. Co. and Integon Casualty Ins. Co. Coverage for motorcycles, boats and ATVs may be provided by other carriers through GMAC Insurance Marketing, Inc. bad card credit credit people

Underwritten in TX by Home State County Mutual Ins. Co., administered by Integon National Ins. Co. Underwritten in WA by Integon Indemnity Corp., Integon Preferred Ins. Co., and New South Ins. Co. GMAC is a registered trademark. GMAC Insurance is a service mark. free credit rating report

• Features Benefits
• Our Commitment
• States Where Coverage is Sold
• Coverage Packages

GMAC Insurance - RV and Homeowners Insurance RV and Homeowners Insurance Specialized RV Insurance

GMAC Insurance is America s Number 1 RV Insurance specialist*, with service and claims staff that speak RV. While most insurance companies treat RVs as big cars, GMAC Insurance s RV policies are specific to these unique vehicles, offering many of the industry s best coverage and protection plans: credit rating scale

• Automatic Personal Effects Coverage.

  Up to $3, 000 in free coverage for your personal belongings and contents in your RV, in the event of theft, vandalism, collision accident, wind storm, hail, fire or explosion. bad credit rating

• Optional Replacement Cost Coverage.

  If your RV is totaled or stolen (and not recovered) in its first five model years, we ll replace it with a comparable new RV, even if you re not the original owner. After the first five model years, we ll pay your full original purchase price not a depreciated amount toward the purchase of the replacement RV.** credit rating agency

• RV Storage Coverage

  . If your RV is going to be in storage for 30 days or more, this benefit allows you to suspend all of your coverages, except Comprehensive. Our customers save an average of $350 with just six months of Storage Coverage when their RV is not in use. credit rating canada

• Full-Timers Liability Coverage.

  People who claim their RV as their primary residence need the same type of protection that regular homeowners have. This includes personal protection for injuries in or around your RV, personal liability, superior personal effects coverage and much more. bad credit mortgage rating

Learn more about RV Insurance

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Homeowners Insurance

GMAC Insurance offers one of the most comprehensive homeowners insurance coverage plans, including medical payments coverage of up to $1, 000 for anyone injured on a customer s property, personal liability protection up to $100, 000 per accident, and temporary living assistance when the home is declared uninhabitable. Also, as part of its homeowners policy, GMAC Insurance offers personal umbrella coverage. good credit rating

Learn more about Homeowners Insurance

*Based on results from an independent study conducted by URI Information Services and Dr. James Fisher, St. Louis University **Replacement Cost Coverage must be purchased during the RV s model year or within the following four years. Privacy Policy Insurance Fraud Credit FAQ California Licensing Contact Us Site Map 2007 GMAC. All rights reserved. credit score rating chart

2007 GMAC Insurance National Drivers Test Executive Summary

As Memorial Day Weekend kicks off the summer driving season, a new study shows that 36 million drivers may not be fit for the roads. For the third year in a row, the GMAC Insurance National Drivers Test shows that too many licensed drivers lack basic driving knowledge. A pool of survey participants representative of the US Census drawn from all 50 states and the District of Columbia completed 20 questions taken from actual written DMV tests. The results were eye opening: If retested today, one in six drivers would fail the test required to get a license. credit mortgage rating poor

• Failure rates doubled: Nearly 18 percent of respondents failed the 2007 National Drivers Test, up from nine percent in 2006. good credit rating score

• Stumper questions: 81 percent of respondents couldn t identify the proper following distance from the car in front of them (correct answer: two-seconds). Even more (84 percent) couldn t identify the correct action to take when approaching a steady yellow traffic light (correct answer: stop if it is safe to do so). poor credit rating loan

• Rankings upset: Idaho dethroned Oregon s tenure at first place as the most knowledgeable drivers (average score of 81.7 percent), while New York drivers ousted Rhode Island by ranking last with an average of 71 percent and the highest failure rates (36 percent). bank credit rating

• The national average score was 77.1 percent. credit card for poor credit

• In general, geographical regions ranked similarly to previous years, with Arkansas, Minnesota, Kansas and Wisconsin ranking in the top five and New Jersey, Washington, DC, Massachusetts and Rhode Island in the bottom five. business credit rating

For Americans, Yellow Means Go ... And Age Matters

Other points of interest drawn from the 2007 GMAC Insurance National Drivers Test include: moodys credit rating

• With Age Comes Wisdom: The older the driver, the higher the test score. Drivers 35+ years old were most likely to pass. credit card with bad credit

• More than half of respondents (55 percent) don t know how many feet to signal before making right or left turns. personal credit rating

• More than 2 in 5 drivers (46 percent) are unaware of the meaning of a diamond-shaped sign (warning sign). unsecured loan for bad credit

• Fortunately, nearly all respondents (98 percent) know what to do when an emergency vehicle with flashing lights approaches, what to do when hydroplaning and the meaning of a solid yellow line. credit rating company

Survey Says: Geography Means Everything

• Illinois, Georgia, DC, Pennsylvania, New York, New Jersey, Rhode Island and Massachusetts were the least knowledgeable states overall, with average scores lower than 75 percent. canadian credit rating

• Idaho and Alaska were the most knowledgeable, with average scores over 81 percent. credit union rating

• Regions displaying the highest failure rates were the South Atlantic (20.8 percent) and New England (15.7 percent). corporate credit rating

GMAC Insurance - Fact Sheet GMAC Insurance Personal Lines Founded

1939 as Motors Insurance Company (MIC) by General Motors Acceptance Corporation (GMAC). It is now part of GMAC Insurance, a wholly owned subsidiary of GMAC. credit rating fix

Overview

An integral part of GMAC Financial Services, GMAC Insurance Personal Lines is a provider of nonstandard, standard and preferred automobile insurance and homeowners insurance. The company focuses on selling insurance products for cars, trucks, RVs, motorcycles, commercial vehicles and specialty/modified vehicles. GMAC Insurance sells insurance through over 10, 000 independent agents across the United States, directly to the public with dozens of affinity and GM partners, and through its online service at gmacinsurance.com. bad credit loan personal

Our Story

In the early 1900s, when the motor vehicle industry was just in its infancy, dealers paid cash to stock their inventory, purchasing just a few vehicles at a time. Subsequently, with the onset of the assembly line, manufacturers wanted dealers to buy vehicles in large quantities in order to keep factories running regularly. To help dealers buy larger quantities, GM created General Motors Acceptance Corporation in 1919. By 1939, the fast growing financial arm of America s premiere auto manufacturer was not only helping dealers, they had expanded into helping consumers get on the road with financing and insurance options. credit how improve quickly

On Nov. 30, 2006, General Motors sold a 51 percent controlling interest in GMAC to a consortium of investors led by Cerberus Capital Management, L.P., a private investment firm, and including Citigroup Inc., Aozora Bank Ltd. and a subsidiary of The PNC Financial Services Group, Inc. Strengthened by the company s new ownership structure, GMAC Insurance will be able to pursue new business opportunities going forward. Today, GMAC Insurance Personal Lines is a thriving $1.453 billion dollar company with 2, 598 employees, offering full-service insurance solutions for nearly all automotive brands and models in 47 states, as well as homeowners insurance. fico credit rating

Today, GMAC Insurance ranks among the top insurers in the nation. In total, 1.2 million policies and 2 million vehicles are currently serviced by GMAC Insurance Personal Lines for a full spectrum of drivers, buying their insurance through a variety of channels. improving credit rating

Our Promise

As the country s only insurance company to come from within the automotive industry, GMAC Insurance has a unique perspective. To its very core, the company understands that, to Americans, a car is more than a transportation tool. It is a tangible link to our freedom, self-expression, and most of all, the fundamental catalyst that keeps our lives moving. GMAC Insurance s first priority is to make sure its customers are OK in the event of an accident, and then the company focuses on getting them back on the road as quickly as possible. From its Smart Services, a first-of-its-kind collection of benefits designed to help ease the post-accident recovery process, to its customer service representatives that make you feel like a person and not a policy number, GMAC Insurance is built from the ground up to anticipate, understand and meet its customers needs. mortgage credit rating

Our Products and Services

GMAC Insurance offers insurance products tailored for individual drivers, RV owners, and even modified specialty vehicles. average credit rating

• Personal Vehicle Insurance

  The products and services at GMAC Insurance are a distinctive experience - not merely about insurance policies. The Company treats customers as people. GMAC Insurance underwrites the full spectrum of American drivers - young to old and of all driving experiences and histories - with services that can better assist customers in their daily lives. And it has been recognized for some of the most innovative and supportive services, including its nationwide towing service, 24/7 claims service, and its Smart Services, including the SmartParts Promise and SmartReplacement Program. loan for people with poor

• Affinity Groups

  GMAC Insurance partners with many affinity groups and associations to customize their policies and better serve their membership. Among those groups whose automotive insurance needs are provided by GMAC Insurance are the International Brotherhood of Teamsters, The Good Sam Club, The American Institute of Certified Public Accountants, the National Rural Leader Carriers Association and Moose Clubs. bureau credit rating

• RVs

  In perhaps the ultimate expression of handling special needs for groups, GMAC Insurance is America s #1 RV insurance specialist. While most insurance companies treat RVs as a big car, GMAC Insurance s RV policies are specific to these unique vehicles, offering many of the industry s best coverage and protection plans in the industry. find credit rating

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