The Citi Platinum Select Card, which is offered by Citibank, was
created for individuals with a good
credit history. This card is a
great platinum card with many of the standard services and
benefits that are associated with Citibank.
Debt Consolidation And Credit
Some of the platinum cardholder benefits that this MasterCard
provides are auto rental insurance, fraud protection services and
even up to $1,000,000 in travel accident insurance. These benefits
are standard for most platinum cards.
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The Citi Platinum Select Card has no annual fee, which is nice
considering it is a platinum MasterCard. It has an introductory
rate of 0% for both purchases and balance transfers, which is
another attractive feature. Cardholders do not have to submit the
balance transfers during your application for the card to get that
low rate. They can be submitted at any
time during that first twelve
months.
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Once the introductory rate expires, the variable APR of 10.99% is
quite reasonable and is determined by the "Average Daily Balance"
method. The variable APR jumps for cash advances to 22.99% and has
a minimum cap. Even when the Prime Rate falls, the interest rate
for cash advances on this card will not go below the minimum that
Citibank has instituted. There is no cost for additional cards on
the account, either.
Credit card exchange rates are based on the Visa and MasterCard wholesale rates, with a loading percentage usually added by the card issuers.
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Although there is no annual fee for the Citi Platinum Select Card,
there are fees when you go over your
credit limit, when you get a
cash advance, and when you transfer balances (after the
introductory offer). These charges are common for any credit
card. A grace period of 20 days applies to all charges on the
card.
"We have listened to this and we have acted now our customers have got one of the best deals going." Customers will also receive the option of no interest charges on new purchases for the first three months of the service. After this period Classic card customers will pay the standard rate of 14.9% APR and Platinum card holders pay 13.9%. Compare credit cards and start saving money. It takes just a couple of minutes to find the best credit cards for your needs.
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So, when looking for a card with standard services and benefits,
no annual fee, and an attractive introductory offer, the Citi
Platinum Select Card may be just the MasterCard to look at.
Although it has nothing extraordinary to offer, it is a credit card
that may be just what you need.
For North America, there's the Savers Guide and Travel Guide. The Savers Guide includes an FV Entertainment card and shows you onscreen where you can use it to get discounts. The Travel Guide contains Fodor's information, such as restaurant and hotel ratings, Interest, you'll get a detailed description and rating of it, not just an address and phone number.
Bad Card Credit Credit People
For more information or to obtain the
Citi Platinum Select application, Joshua
Shapiro recommends Find Credit Cards.
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